Food Truck Insurance Checklist: Be Prepared For An Accident

When you’re in an auto accident in your food truck, it can be easy to forget what information you need. You are shaken up and rattled and in many cases wondering how the accident will affect your mobile food business. Make sure you protect yourself and your staff members by having a copy of this food truck insurance checklist in your truck at all times. Your insurance company and every person involved will appreciate it.

Food Truck Insurance Checklist

Carry a copy of the following food truck insurance checklist in your glove compartment so that you get all the information you need to protect yourself and expedite your insurance claim to assure you are back on the road with your mobile bistro as quickly as possible.

Date and time of accident
Accident location (take photos if you have a cellphone with a camera)
Name, address, phone number, and driver’s license number of the driver of the other vehicle
Injuries (for each person)
Name, address, and phone number of each witness
Police department responding, including phone number
Incident case number.
Police officer’s name.
Tickets issued (if any).
Name, address, and phone number of each passenger in your vehicle.
Same of each passenger in the other vehicle.
Name, address, phone number, and driver’s license number of the owner of the other vehicle (if different from driver).
The year, make, model, license plate number, and vehicle identification number (VIN) of the other vehicle.
The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s driver.
The insurance company, insurance agent (name and phone number), and policy number of the other vehicle’s owner (if different from driver).

The Bottom Line

The steps you take after a food truck accident can save lives, reduce injuries, help ensure quick settlement of your car insurance claim. It can also keep vendors out of trouble with the law. With that said, when you are stressed, it can be hard to remember what to do after an accident.

This checklist should guides you through the information you should have following an auto accident and in the days after.

We hope this food truck insurance checklist will help you in a time of need. Let us know if there are any additional items you feel are important but have been left off our list. Share your thoughts on this topic in the comment section, our food truck forum or social media. Twitter | Facebook

By Richard Myrick|2019-09-20T09:14:45-04:00Sep 20, 2019|Insurance|

About the Author: Richard Myrick

Richard Myrick is an architect by degree (Lawrence Technological University, Southfield, Michigan) who began his career in real estate development and architectural planning. In September of 2010 he created Mobile Cuisine Magazine to fill an information void he found when he began researching how to start a mobile hotdog cart in Chicago. Richard found that there was no central repository of mobile street food information anywhere on the internet, and with that, the idea for MCM was born. Richard also wrote the "Running a Food Truck for Dummies" available in bookstores everywhere and Amazon. You can reach out to Richard by email at: [email protected].